diff --git a/components-diy/diy-card-self.vue b/components-diy/diy-card-self.vue
index 6bed593..a664e84 100644
--- a/components-diy/diy-card-self.vue
+++ b/components-diy/diy-card-self.vue
@@ -48,7 +48,9 @@ export default {
 		return {
 			card: null,
 			isSelf: false,
-			loading: false,
+			// 初始即 loading: 首帧渲染走骨架屏, 防止「登录后即可展示我的名片」空态
+			// 在请求发出前抢先渲染一帧(2026-10-27 用户反馈切换名片 tab 时闪现)
+			loading: true,
 		};
 	},
 	computed: {